Working Capital

An unsecured working capital loan can help you capture an opportunity or cover unforeseen expenses.

  • No collateral required.

  • Transfer funds in as fast as 24 hours.

  • Use for any business purpose.

  • Flexible repayment options.

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Equipment Financing

Equipment financing can help you acquire new or used equipment at a low payment and rate.

  • Purchase new or used equipment.

  • Repayment terms up to 72 months.

  • May be tax deductible.

  • Rates as low as 3.75%.

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Line of Credit

A business line of credit can offer the flexibility of having available funds when you need it.

  • Capture opportunities as they arise.

  • Use in case of emergency.

  • Only use credit if you need it.

  • Flexible repayment options.

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SBA Loans

An SBA loan can help you secure a larger funding amount with longer repayment options.

  • Loan amounts up to $5 million.

  • Repayment terms up to 25 years.

  • Low rates starting at 3.75%.

  • Faster processing than traditional banks.

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Term Loans

A business term loan can help your business with a low rate and flexible, fixed monthly payments.

  • Loan amounts up to $1 million.

  • Flexible monthly payments.

  • Rates as low as 6.25%.

  • Faster processing than traditional banks.

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Invoice Factoring

Invoice factoring can help turn unpaid invoices into useful working capital.

  • Bridge cash flow gaps.

  • Capture opportunities as they arise.

  • Cover unforeseen expenses.

  • Flexible repayment options.

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Need a different solution?

American Business Services offers a wide range of funding solutions to fit your specific business need.

Bruce Miller Testimonial

American Business Services has been a reliable funding partner to us for over 7 years.

American Business Services has been a reliable funding partner to us for over 7 years. Their experience and professionalism has proven to be extremely valuable to our business. Highly recommended.

Bruce Rodriguez

CEO – Hemisferio

American Business Services can help.

Capture Opportunities

Use business credit to get large order discounts, buy out a partner, or win a contract over your competition.

Refinance Debt

A small business loan can help to pay off high interest debt and increase your monthly cash flow.

Purchase Equipment

Use business credit to purchase new or used equipment to help your business operations.

Business Expansion

A small business loan can help to hire employees, open a new location, run a marketing campaign, or buy inventory.

Protect Personal Finances

Use business credit to avoid depleting personal funds for business expenses.

Retain Equity

A small business loan can help avoid giving up control of your business to equity partners.

Industries

We work with most industries.

American Business Services provides solutions for most industry types from restaurants to construction companies. There’s a good chance we have a solid track record funding businesses within your industry.

Niche industry practices

Explore your funding options.

Checking rates won’t affect your credit score.