A line of credit can help your business.

Industries experience


We are proud to work with a wide variety of small businesses.

American Business Services provides solutions for most industry types from restaurants to construction companies. There’s a good chance we have a solid track record of funding businesses within your industry.

Funds Delivered

$2 billion+

Businesses Served


Average Rating


Trusted by the world’s fastest growing companies:

Useful Small Business Resources.

Utilize our loan calculators to help you make the best decision for your small business.

Working Capital Calculator

Calculate the estimated payments for an unsecured loan that can be used for any business purpose.

Equipment Financing Calculator

Calculate the estimated payments for financing the purchase new or used equipment.

Business Credit Card Calculator

Calculate the estimated payments for a business credit card that can be used for any business purpose.

Line of Credit Calculator

Calculate the estimated payments for a line of credit that can be used for any business purpose.

Richard Simms Founder

They have been a lifesaver for my growing business.

When our business encountered cash flow constraints, American Business Services was able to help us explore our funding options and ultimately find the most cost-effective solution.

Ricardo Reyes

Founder – Spaces Commercial

Kate Schadler Founder

We finally found the missing piece of the puzzle.

American Business Services was like a breath of fresh air when it came to working with funding companies. I appreciate the transparency, simple process, and speed of funding.

Kate Park

Founder – Digitalbox Creative

Why choose American Business Services?

We are proud to have delivered over $2 billion in funds to over 10,000 businesses across the United States.

  • Faster approval times and speed of funding to your business checking account.

  • Compare multiple funding solutions to fit your specific business purpose.

  • Speak to a well-trained, competent loan specialist dedicated to your business.
  • Transparent pricing and easy-to-understand breakdown of your cost of capital.

  • Relationship-based lender focused on supporting your funding needs long-term.

  • Simple online application process with minimal documentation required.

  • Soft pull credit assessment that does not affect your personal credit score.

Traditional Lenders

  • Slower approval and funding times due to outdated credit models and processes.
  • Limited funding options to solve your specific business situation.
  • Speak to an overseas call center agent that is not specifically trained in business funding.

  • Difficult to understand, long and confusing contracts.

  • Overly large organizations with millions of customers lack attention to detail.

  • Long and tedious application process requiring a lot of paperwork.

  • Hard credit pull that may negatively impact your personal credit score.

Need a different solution?

American Business Services offers a wide range of funding solutions to fit your specific business need.

Explore your funding options.

Your average monthly sales over the past 12 months

Other funding products.

Working Capital

An unsecured working capital loan can help capture an opportunity or cover unforeseen expenses.

SBA Loans

An SBA loan can help you secure a larger funding amount with longer repayment options.

Equipment Financing

Equipment financing can help you acquire new or used equipment at a low payment and rate.