A business term loan can help your business.

Capture Opportunities

Use a business term loan to get large order discounts, buy out a partner, or win a contract over your competition.

Business Expansion

Use a business term loan to hire employees, open a new location, run a marketing campaign, or buy inventory.

Refinance Debt

Use a business term loan to pay off high interest debt and increase your monthly cash flow.

Purchase Equipment

Use a business term loan to purchase new or used equipment to help your business operations.

Industries experience

Industries

We are proud to work with a wide variety of small businesses.

American Business Services provides solutions for most industry types from restaurants to construction companies. There’s a good chance we have a solid track record of funding businesses within your industry.

Funds Delivered

$2 Billion+

Businesses Served

10,000+

Average Rating

4.96/5

Trusted by the world’s fastest growing companies:

Useful Small Business Resources.

Utilize our loan calculators to help you make the best decision for your small business.

Working Capital Calculator

Calculate the estimated payments for an unsecured loan that can be used for any business purpose.

Equipment Financing Calculator

Calculate the estimated payments for financing the purchase new or used equipment.

Business Credit Card Calculator

Calculate the estimated payments for a business credit card that can be used for any business purpose.

Line of Credit Calculator

Calculate the estimated payments for a line of credit that can be used for any business purpose.

Richard Simms Founder

They have been a lifesaver for my growing business.

When our business encountered cash flow constraints, American Business Services was able to help us explore our funding options and ultimately find the most cost-effective solution.

Ricardo Reyes

Founder – Spaces Commercial

Kate Schadler Founder

We finally found the missing piece of the puzzle.

American Business Services was like a breath of fresh air when it came to working with funding companies. I appreciate the transparency, simple process, and speed of funding.

Kate Park

Founder – Digitalbox Creative

Why choose American Business Services?

We are proud to have delivered over $2 billion in funds to over 10,000 businesses across the United States.

  • Faster approval times and speed of funding to your business checking account.

  • Compare multiple funding solutions to fit your specific business purpose.

  • Speak to a well-trained, competent loan specialist dedicated to your business.

  • Transparent pricing and easy-to-understand breakdown of your cost of capital.

  • Relationship-based lender focused on supporting your funding needs long-term.

  • Simple online application process with minimal documentation required.

  • Soft pull credit assessment that does not affect your personal credit score.

Traditional Lenders

  • Slower approval and funding times due to outdated credit models and processes.
  • Limited funding options to solve your specific business situation.

  • Speak to an overseas call center agent that is not specifically trained in business funding.

  • Difficult to understand, long and confusing contracts.

  • Overly large organizations with millions of customers lack attention to detail.

  • Long and tedious application process requiring a lot of paperwork.

  • Hard credit pull that may negatively impact your personal credit score.

Need a different solution?

American Business Services offers a wide range of funding solutions to fit your specific business need.

Explore your funding options.

What's the next step?

Tell us more about your business and we’ll let you know how much you qualify for, your payment options and rates.

Why choose ABS?

American Business Services has provided over $2 billion to thousands of small businesses in the United States.

Will this affect my credit?

Checking your options won’t affect your credit score. Your social security number or EIN is not required.

Your average monthly sales over the past 12 months

By requesting a free quote, you agree to receive transactional text messages. Text and data rates may apply. More info can be found at https://absloans.com/privacy-policy/. Reply STOP to end or HELP for help.

Other funding products.

Working Capital

An unsecured working capital loan can help you capture an opportunity or cover unforeseen expenses.

Learn more

Equipment Financing

Equipment financing can help you acquire new or used equipment at a low payment and rate.

Learn more

Line of Credit

A business line of credit can offer the flexibility of having available funds when you need it.

Learn more